Personal Lines Insurance Adviser

Description:

Personal Lines Insurance Adviser
Location: Bude, Cornwall
Salary: Negotiable + Benefits

Overview

Higos Insurance Services (part of Brown & Brown Europe) are currently looking for a Personal Lines Insurance Adviser to join the successful and experienced team based out of the Bude office location.

Higos prides itself on being a market leading regional broker with a strong reputation of service gathered from over 30 years' and operating from multiple office locations across the South West. The Personal Lines Insurance Adviser is central to the local region and alongside the team will deal with all sizes including more technical personal insurances.

The position provides advice to clients to ensure conversion of new business, service of existing accounts and retention of renewals to achieve company income targets and to provide support to clients in all aspects of the sales process in accordance with company procedures and regulatory requirements.

This is a long term and progressive opportunity with a stable and reputable broker. You will need insurance underwriting or broking knowledge from either another broker or financial services company. If you are keen on working in a professional, friendly and happy environment this position will suit you.

The day to day:

Meet and deliver against agreed Renewal Retention or New Business Targets , contributing towards the teams overall targets & KPI's
Ensure you carry out thorough pre renewal reviews and with your clients annually.
Conduct a full market review for your client and offer the most suitable policy and product.
Invite all Personal Lines polices within good time, in line with our Higos operational guidance of 21 days prior to the renewal date.
Ensure polices are renewed, on or before the renewal date.
Complete all roles and tasks as required by your line manager, ensuring all operational priorities and Higos rules, procedures and policies for risk and compliance are adhered to.
Manage and prioritise your Tasks are kept up to date and not overdue
Identify and discuss with your clients cross sell opportunities
Adherence to our Training & Competency scheme and pass audits.

What's on offer:

Negotiable basic salary + bonus
Wide range of additional addon benefits and discounts (Pension, Holiday etc)

Your experience:

Knowledge of Personal Lines Insurance covering either Motor and or Household risks
Insurance experience of handling new enquiries, renewals and mid-term adjustments
Good knowledge of the Personal Lines Market place
Ability to identify the best policy to meet clients' needs
Ability to take responsibility for own performance
Strong verbal and written communication