Personal Lines Insurance Adviser

Description:

Position: Commercial Insurance Adviser

Location: Bude, Cornwall

Salary: Negotiable

Overview

At Higos Insurance Services (part of Brown & Brown Europe) we are currently looking for a Commercial Insurance Adviser to join the successful and welcoming broking team based out of the Bude (Cornwall) office location.

Higos prides itself on being a market leading regional broker with a strong reputation of service gathered from over 30 years' and operating from multiple office locations across the South West. The Commercial Insurance Adviser is a key position within the team dealing with primarily small & medium commercial insurance risks for various businesses. With access to a wide number of market wordings and online underwriting systems this will give you a strong position in finding the most appropriate insurances to suit client's needs.

Your purpose in this position will be to achieve the required renewals and new business results and contribute towards team/individual targets, whilst offering a bespoke high level service, adhering to company procedures and regulatory requirements.

This is a long term and progressive opportunity with a stable and reputable broker. You will need commercial insurance knowledge from a broking environment and enjoy the challenge of being part of a central team.

The day to day:

Meet and deliver against your agreed Renewal Retention and/or New Business Targets, contributing towards the teams overall budget targets & KPI's
Ensure you carry out thorough pre renewal reviews with your clients annually, identify customer needs, highlight any shortfalls in cover and advise your client accordingly
Conduct a full insurer/market review for your client and then recommend the most suitable policy which protects the customers needs.
Invite all policies within regulatory guidelines and ensure policies are renewed, on or before the renewal date.
Review client documentation and ensure its accuracy and that it meets the client's needs.
Ensure documents are issued within contract certain timelines.
Identify and discuss with your clients any recommended and relevant additional covers
Debt Management to ensure all monies are collected and allocated appropriately and keep line manager informed of any current, potential or perceived problems with bad debt.

What's on offer:

Negotiable basic salary + bonuses
Wide range of additional addon benefits and discounts (Pension, DIS, Holiday etc)
CII Membership and CII Studies / exams paid

Your experience:

Broking insurances from a number of sectors such as liability property to financial lines
Handling new business quotation enquiries, renewals and mid-term adjustments
Experience of commerce and industry and familiarity with markets and economic trends
Ability to develop and maintain business contacts and goodwill
Excellent interpersonal, written and verbal communication skills
Ability to prepare and present reports
Pro-active and self-motivated
Strong planning and organisation skills to meet deadlines
Attention to detail
Co-operative and supportive team player