Details:
- Salary: £30,000 - 40,000 - Annum
- Job Type: Permanent
- Job Status: Full-Time
- Salary Per: Annum
- Location: Watford Hertfordshire
- Date: 2 weeks ago
Description:
Mortgage Underwriter – 2nd Charge / Second Charge
Salary: Up to £40,000
Central London
+ Private Medical & Dental Care + Pension Plan + Many more
This is an excellent role with a lender who has gained a reputation for " a family feel within the office" and a huge level of success. Due to a recent influx of quality business and a pro-active new management team, they are keen to hire additional underwriters to already very successful BTL team.
The Role for the 2nd Charge / Second Charge underwriter:
Key Responsibilities for the 2nd Charge / Second Charge Role:
·Manage a pipeline of 2nd Charge / Second Charge Mortgage loan cases and prioritise accordingly. Underwrite 2nd Charge / Second Charge loan applications within company lending criteria by making quality lending decisions.
·Be vigilant when working on cases and refer where necessary to the appropriate person.
·Always maintain a high level of communication with interested parties including brokers, applicants, surveyors and solicitors.
·Maintain a high level of customer service with those internally and externally.
·Work closely with other departments within the company including sales, compliance, finance, and collections.
·Think outside the box and be proactive when suggesting ways to overcome potential problems, whilst ensuring that there is no additional risk to the company.
·Maintain oversight of a loan post completion and follow up on any offer conditions prior to handing the loan to collections.
·Keep up to date with current best practice and regulatory requirements.
·Represent the company at events as required.
Key Competencies for the 2nd Charge / Second Charge:
·Experience of underwriting2nd Charge / Second Charge products ideally.
·The role is fully office based and offers a competitive salary and supporting package.
If you have experience within 2nd Charge / Second Charge mortgages as an underwriter wanting to find that next step within your career then please reach out and apply to this advert now