Mandarin speaking FI Relationship Manager

Description:

Job Title: Mandarin speaking FI Relationship Manager
The Skills You'll Need: Fluent Mandarin, relevant RM experience in FI / Corporate Banking sector
Your New Salary: Competitive
Job status: Permanent. 5 days Office based but with flexibility
Location: Central London

FI Relationship Manager - What You'll be Doing:

Overview:
Our client is seeking an experienced and dynamic Relationship Manager with a background in credit analysis and deep expertise in the loan market, particularly within the scope of syndicated and bilateral loans.
The successful candidate will play a key role in managing banking and non-banking client relationships while drafting comprehensive credit analyses and loan applications, ensuring adherence to Loan Market Association (LMA) standards and best practices.

Your Main Responsibilities:

Client Relationship Management:

* Assistant the department head to manage and grow relationships with corporate clients, understanding their financial needs and identifying banking solutions.

* Actively prepare and participate in client meetings to discuss lending opportunities, financial strategies, and tailored banking products.

Credit Analysis & Application Drafting:

* Prepare detailed credit analysis for both syndicated and bilateral loans, assessing the financial health and risk profile of banking and non-banking borrowers.

* Draft high-quality credit applications for loan approvals, including cash flow analysis, debt capacity, covenant compliance, and risk mitigation strategies.

* Ensure that all credit documentation aligns with the bank’s risk appetite and regulatory requirements.

Syndicated & Bilateral Loan Structuring:

* Collaborate closely with the origination team, credit risk department, and legal teams to structure syndicated and bilateral loan facilities.

* Develop financial models and stress testing to support credit decisions.

* Assist in negotiating loan terms and conditions, ensuring compliance with LMA standards and market practices.

Loan Documentation & LMA Practice:

* Provide expert insights on Loan Market Association (LMA) documentation and market practices.

* Review and contribute to loan documentation, ensuring accuracy, clarity, and adherence to market conventions.

* Stay updated on LMA guidelines, ensuring the bank’s practices are current with industry standards.

FI Relationship Manager - The Skills You'll Need to Succeed:

Experience:

* Relevant experience as a Credit Analyst or Relationship Manager within wholesale banking with significant exposure to the loan market.

* Strong understanding of Loan Market Association (LMA) practices and documentation.

Technical Skills:

* Advanced credit analysis skills, including financial statement analysis, cash flow forecasting, and financial modeling.

* Familiarity with structuring and negotiating loan documentation in alignment with LMA standards.

* Proficiency in MS Office (Excel, PowerPoint)

Personal Skills:

* Strong interpersonal and communication skills, with the ability to build and maintain client relationships.

* High attention to detail and ability to work under pressure in a fast-paced environment.

* Ability to collaborate effectively across multiple departments, including legal, risk, and origination teams.

Education:

* Bachelor’s degree in Finance, Economics, Accounting, or a related field.

* Professional qualifications (e.g., CFA, ACCA) are an advantage