Mandarin speaking Credit Analyst (Corporate Banking)

Description:

Job Title: Mandarin speaking Credit Analyst (Corporate Banking)
The Skills You'll Need: Fluent Mandarin, relevant Credit Analyst experience in Corporate Banking sector
Your New Salary: Competitive
Job status and Location: Permanent, central London, 5 days Office based but with flexibility
Credit Analyst - What You'll be Doing:
Overview:
Our client is seeking an experienced and dynamic credit analyst with a background and deep expertise in the corporate banking loan market, particularly within the scope of syndicated loans. The successful candidate will play a key role in managing corporate customer relationship while drafting comprehensive credit analyses/application and loan execution, ensuring adherence to Loan Market Association (LMA) standards and best practices.
Your Main Responsibilities:
Credit Analysis & Application Drafting:
·Prepare detailed credit analysis for both syndicated and bilateral loans, assessing the financial health and risk profile of corporate borrowers.
·Draft high-quality credit applications for loan approvals, including cash flow analysis, debt capacity, covenant compliance, and risk mitigation strategies.
·Ensure that all credit documentation aligns with the bank’s risk appetite and regulatory requirements.
Syndicated & Bilateral Loan Structuring:
·Collaborate closely with the origination team, credit risk department, and legal teams to structure syndicated and bilateral loan facilities.
·Develop financial models and stress testing to support credit decisions.
·Assist in negotiating loan terms and conditions, ensuring compliance with LMA standards and market practices.
Client Relationship Management:
·Assistant the department head to manage and grow relationships with corporate clients, understanding their financial needs and identifying banking solutions.
·Actively prepare and participate in client meetings to discuss lending opportunities, financial strategies, and tailored banking products.
Credit Analyst - The Skills You'll Need to Succeed:
Experience:
·Relevant experience as a Credit Analyst within Corporate Banking/ Leveraged Finance/ Risks Management Team, with significant exposure to the loan market.
·Strong understanding of Loan Market Association (LMA) practices and documentation.
·Ability to conduct due diligence and credit analysis/application independently
Technical Skills:
·Advanced credit analysis skills, including financial statement analysis, cash flow forecasting, and financial modeling.
·Familiarity with structuring and negotiating loan documentation in alignment with LMA standards.
Personal Skills:
·Strong interpersonal and communication skills, with the ability to build and maintain client relationships.
·High attention to detail and ability to work under pressure in a fast-paced environment.
·Ability to collaborate effectively across multiple departments, including legal, risk, and origination teams.
Education:
·Bachelor’s degree in Finance, Economics, Accounting, or a related field.
·Professional qualifications (e.g., CFA, ACCA) are an advantage